Conveyancing services for mortgage refinancing

The know-how you need when refinancing your mortgage

Refinancing your mortgage should be simple. With Convey Legal’s friendly and professional conveyancing service, it is. If you’re refinancing your home loan, buying out a partner, or restructuring your mortgage, we’re here to help with the legal aspects of it all.

We’ll work with your bank or lender to manage the legal paperwork, review and explain the loan documents, and ensure your refinancing is completed smoothly and on time.

Our mortgage refinancing conveyancing service is affordable and ensures your interests are protected. The goal is to see you confidently move forward with your new finance arrangements and we’re here to guide you every step of the way.

When it’s time to sign your mortgage refinance agreement, we’re the experts in your corner to protect your best interests.

Legal services and fees for refinancing home loans

Our professional services for mortgage refinancing

  • Detailed overview of the refinance process
  • Check Title to property
  • Arrange discharge of the mortgage
  • Liaise with Lender/Bank/Mortgage Broker for new lending
  • Prepare all documents as required in preparation of settlement
  • Disclosure of new mortgage documents
  • Receipt of loan funds, repayment of prior lending, and payment to you of balance of funds
  • Provide you with a detailed statement following settlement of the refinance and an updated Certificate of Title showing new mortgage details

All this for a fixed and affordable fee

One mortgage discharge & registration $1,500

Fees include GST and disbursements, and all assistance from start to finish. This pricing has been set at 1 February 2025 and is subject to change.

Frequently Asked Questions

When should I consider refinancing my mortgage?

Refinancing might be a good idea if interest rates drop, your financial situation changes, or you want to switch to a more flexible loan. If you have any questions or are unsure if mortgage refinancing is right for you, just ask.

We explain the ins and outs to you and answer all your questions, then we ensure all legal documents are in order, handle the settlement process with your bank or lender, and ensure that your new loan is properly registered.

Yes, we absolutely can. As experienced conveyancers, we can guide you in the right direction and look over the paperwork before you sign it to make sure you are properly protected. We can help by reviewing your refinancing contract to ensure there are no surprises which might challenge your capacity to manage your debt or affect your ownership. As professional conveyancers, we are often involved in refinancing and know where to look for the little details that may otherwise be missed.

The refinancing process typically takes around 4-6 weeks, depending on your lender, the complexity of the refinance, and any special conditions.

You’ll need your current mortgage details, proof of income, property information, and any other documents your lender may request to process the refinance.

Yes, refinancing can allow you to access the equity in your home for other purposes, such as renovations, consolidating debt, or making investments.

During settlement, your new lender pays off your old mortgage, and your property title is updated to reflect the new lender.

Absolutely. That’s what we’re here for. We’ll assess your current mortgage terms, financial goals, and future plans then guide you through the entire process. If anything isn’t clear, don’t worry. We’ll explain it all to you in plain English.

It goes like this:

  1. Contact us prior to confirming the new lender
  2. Complete AML form (you can do this online)
  3. Once we receive the loan documents, you’ll have to attend an appointment (in person or remotely)
  4. We’ll get the settlements completed